Pension advice that's right for you

For the majority of us our goal is early retirement, yet how many of us actually make a conscious effort to consider pension planning?

When it’s often deemed an issue that will affect us only in the distant future, it is easy to relegate the topic to the ‘back burner’ and spend our energies coping with our all-too-often frenetic working conditions, our families and fitting both into busy social lives.

Yet, providing for retirement is a major consideration and one we all need to take a long honest look at, because it affects not only ourselves, but our families too. Deciding when we can afford to take a step back, yet maintain a particular lifestyle, requires careful pension planning.